Programs

Section 8 Rental Assistance Program

Funded by the Department of Housing and Urban Development, this program provides rental assistance to eligible families based on income and family size. When funding is available, a housing voucher is issued to the eligible family. When the family finds a suitable housing unit and funding is available, AFHA will enter into a contract with the owner and the family will enter into a lease with the owner. AFHA will provide a subsidy to the owner on behalf of the eligible family. Even though the family is determined to be eligible for the program, the owner has the responsibility of approving the family as a suitable renter. AFHA continues to make payments to the owner as long as the family is eligible and the housing unit continues to qualify under the program. Housing vouchers are available in Greenup, Carter and Elliott counties.

Riverside Cottages and Foothills Riverside

In 2011-12, AFHA partnered with Wabuck Development Company and received funding for two low income tax credit properties built in Wurtland, KY. All 70 units are subsidized with rental assistance vouchers for our very low income residents. Foothills Riverside has 38 units with one-, two- and three-bedrooms. Riverside Cottages has 32 two-bedroom units. One family member must be 55 or older to apply for Riverside Cottages.

Family Self-Sufficiency program (FSS)

This is a voluntary program available to all participants in the Housing Choice Voucher program. It is a goal related program meaning the participant would establish a goal they would like to reach in a 5 to 7 year period. Typical goals generally fall into one (1) of three (3) categories – employment, education or homeownership. AFHA helps to facilitate by providing knowledge, training and community resources to the participant for them to be able to reach their goal(s). For more information, contact Mary Acuff at 606-836-0911 Ext 1214, Monday – Thursday, 8:00am to 4:00pm.

Homeownership Program

This program offers participants in the Housing Choice Voucher program the opportunity to become prospective home buyers. The qualified participants’ rental voucher can be converted to a homeownership voucher, providing the participant with monetary assistance toward their mortgage payment. Steps to become “qualified” includes but is not limited to: assessment of your credit history, debt to income ratios, buying power, etc. Although this program is available to all voucher recipients, it works well as a companion (or a goal) to the FSS program. For more information, contact Mary Acuff at 606-836-0911 Ext 1214, Monday – Thursday, 8:00am to 4:00pm.